- Wrongful Termination
- Discrimination
- Retaliation
- Breach of Contract
- and Sexual Harassment or Misconduct
Legislation enacted to protect employee rights, such as Title VII and the Americans with Disabilities Act (ADA), gives employees several ways to take action against employers. Unfortunately, lawsuits relating to employment practices are increasing in frequency and legal costs. Sometimes, organizations do not have to be in the wrong to get sued, furthering the need to insure against this type of litigation.
Employment Practices Liability Insurance is written on a claims-made basis. That means coverage is provided when a claim is made against an organization, regardless of when the event happened. Often EPL is addressed within a Directors and Officers (D&O) liability insurance program. Small businesses can add an EPL endorsement to a Business Owners Policy (BOP).
However, standalone Employment Practices Liability coverage is available to suit the particulars of your organization. In the ever-evolving healthcare industry, speak to the experts at Chivaroli & Associates to help protect your organization against the costs of employment practices lawsuits.
