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Year: 2020

Home 2020

Hard Market Conditions Accelerated in Q3: CIAB Index

November 23, 2020Chivaroli and Associates Insurance ServicesGeneral Article

Hard market conditions continued last quarter with premium price increases averaging double digits, according to a new survey. The Council of Insurance Agents & Brokers’ (CIAB) quarterly index found the average premium for all-sized accounts jumped 11.7% in Q3 2020 compared to…

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Courts Allow Many COVID Business Interruption Cases to Proceed

November 15, 2020Chivaroli InsuranceGeneral Article

The legal fight over whether insurance companies have to pay for coronavirus-related losses is ongoing, with new developments happening in courts daily.  According to reports, a case filed by a New Orleans restaurant owner will head to trial in Louisiana….

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FBI Warns of Imminent Ransomware Threat to U.S. Hospitals

November 5, 2020Chivaroli InsuranceGeneral Article

Federal agencies warn cybercriminals are targeting the U.S. health care system with a wave of new ransomware attacks.  In a joint alert issued late last month, the FBI, the Cybersecurity and Infrastructure Security Agency (CISA), and the Department of Health and…

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Half of Hospitals Hit with Medicare Readmission Penalties

November 4, 2020Chivaroli InsuranceGeneral Article

By Jordan Rau | KHN.org Nearly half the nation’s hospitals, many of which are still wrestling with the financial fallout of the unexpected coronavirus, will get lower payments for all Medicare patients because of their history of readmitting patients, federal…

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Help Pay Ransomware, Face a Penalty, Treasury Department Warns

October 19, 2020Chivaroli and Associates Insurance ServicesGeneral Article

The U.S. Department of the Treasury issued a warning to companies that help make ransomware payments; you could face civil penalties.   “Companies that facilitate ransomware payments to cyber actors on behalf of victims, including financial institutions, cyber insurance firms,…

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When Data is Taken Hostage Firms are Calling Negotiators

October 8, 2020Chivaroli InsuranceGeneral Article

Ransomware continues to be a massive problem for businesses and governments, and when hackers take data hostage, organizations are turning to negotiators. The negotiators attempt to scale down the hackers’ financial demands, arrange the cryptocurrency payments, and help with data…

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First Death from a Cyberattack Reported in Germany

October 6, 2020Chivaroli InsuranceGeneral Article

The first reported death from a cyberattack occurred in Germany last month. According to reports, a ransomware attack crashed 30 servers at University Hospital Düsseldorf, forcing the facility to turn away emergency patients. A woman died from treatment delays when…

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Mercy Hospital building in Chicago

Urban Safety-Net Hospitals Face a Similar Fate as Rural Counterparts

September 18, 2020Chivaroli InsuranceGeneral Article

By Jordan Rau and Emmarie Huetteman | KHN Victor Coronado felt lightheaded one morning last month when he stood up to grab an iced tea. The right side of his body suddenly felt heavy. He heard himself slur his words….

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Primary Care Doctors Look to Restructure Payments After Pandemic

August 23, 2020Chivaroli InsuranceGeneral Article

By Steven Findlay | KHN.org For Dr. Gabe Charbonneau, a primary care doctor in Stevensville, Montana, the coronavirus pandemic is an existential threat. Charbonneau, 43, his two partners and 10 staff members are struggling to keep their rural practice alive….

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With Barriers Removed, Can Telehealth Stick Around?

July 27, 2020Chivaroli and Associates Insurance ServicesArticle Archives

The increased usage of telemedicine visits during the COVID-19 pandemic has both doctors and patients calling to expand access across the U.S. permanently. Some lawmakers agree. The Advancing Telehealth Beyond COVID-19 Act, introduced in the House, would make the telehealth regulations changed…

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Chivaroli and Associates Insurance Services is a full-service brokerage firm specializing in the custom-design and placement of insurance and alternative risk funding solutions for your healthcare organization.

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